Medicare Guidance

Choose Your Medicare Plan

Get one-on-one help comparing Medicare options based on your doctors, medications, and budget.

Compare plans with your preferred doctors
Review prescription coverage and pharmacy costs
Avoid enrollment penalties and timing mistakes
Plan Types

Understand Your Medicare Options

We help you compare each route clearly so you can choose with confidence.

Original Medicare (Part A & B)

Includes hospital and medical coverage directly through Medicare.

  • Use most providers nationwide who accept Medicare
  • No referral needed for specialists
  • Often paired with Supplement and Part D plans

Medicare Advantage (Part C)

All-in-one private plan that combines Part A and Part B, often with extra benefits.

  • May include dental, vision, hearing, and fitness
  • Can include prescription drug coverage
  • Provider network and copays vary by plan

Medicare Supplement (Medigap)

Helps pay out-of-pocket costs not covered by Original Medicare.

  • Lower unexpected costs with predictable coverage
  • Works alongside Original Medicare
  • Usually requires a separate Part D drug plan

Prescription Drug Coverage (Part D)

Standalone drug plans that help reduce prescription costs.

  • Formulary and tier lists differ by carrier
  • Pharmacy networks impact your total cost
  • Annual review helps keep medication costs lower
Plan availability, premiums, and benefits vary by county, carrier, and eligibility.
Who We Help

Is Medicare Planning Right for You?

Our team supports beneficiaries at every stage, from first enrollment to annual reviews.

  • Turning 65 and enrolling for the first time
  • Retiring and losing employer group coverage
  • Moving and needing a new network in your area
  • Managing chronic conditions and prescription costs
  • Reviewing plans each year to avoid overpaying

Personalized Plan Review

We evaluate your doctors, medications, and monthly budget to recommend plans that fit your real needs.

Tip: Bring your doctor list and current medications so we can run a precise comparison.
Enrollment Windows

Know Your Medicare Deadlines

Timing matters. Missing a window can cause penalties or delays in coverage.

Initial Enrollment Period

First chance to enroll around your 65th birthday.

7-month window around your birthday month

Annual Enrollment Period

Switch Medicare Advantage or Part D plans for the next year.

October 15 to December 7

Special Enrollment Period

Available after qualifying life events like moving or losing coverage.

Dates depend on your qualifying event

Extra Benefits

Coverage Beyond Basic Medical Care

Depending on your plan, you may access valuable additional benefits.

Dental Coverage

Routine exams, cleanings, X-rays, and selected restorative services.

Vision Care

Annual eye exams plus allowances for glasses or contact lenses.

Hearing Benefits

Hearing exams and potential allowances for hearing aids.

Wellness Programs

Fitness memberships, preventive programs, and telehealth support.

Need Medicare Help?

Schedule a free consultation and we will guide you step by step.

  • No-cost, no-obligation consultation
  • Licensed support in English and Spanish
  • Compare top carriers in your county
  • Clear recommendations based on your needs