Health Insurance Made Simple
Find the perfect ACA/Obamacare plan for your family. Many qualify for $0 or low-cost coverage with subsidies.
How ACA Enrollment Works
We make finding and enrolling in health insurance simple. Here's how we help you get covered.
Share Your Info
Tell us about your household size, income, and coverage needs.
We Calculate Subsidies
We determine your eligibility for premium tax credits and cost-sharing reductions.
Compare Plans
Review personalized options from top carriers with your actual costs.
Get Covered
We handle enrollment and ensure you're protected when coverage begins.
Open Enrollment & Special Enrollment Periods
ACA Open Enrollment typically runs from November 1 to January 15. However, you may qualify for a Special Enrollment Period if you've experienced a life event like losing coverage, getting married, having a baby, or moving. Contact us to check your eligibility.
Who Qualifies for ACA Coverage?
ACA coverage is available to most U.S. citizens and legal residents who don't have access to affordable employer coverage.
Self-Employed
Freelancers, gig workers, and business owners without employer coverage.
Between Jobs
Recently lost job-based coverage or in career transition.
Part-Time Workers
Employees who don't receive health benefits from work.
Growing Families
Parents seeking coverage for themselves and their children.
Early Retirees
Retired before 65 and not yet eligible for Medicare.
Subsidies & Premium Tax Credits
Many people qualify for subsidies that lower their monthly premiums. Your eligibility depends on your household size and annual income.
2026 Income Guidelines for Subsidies*
*Based on Federal Poverty Level (FPL). Actual subsidy amounts vary. Contact us for a personalized calculation.
Good news! Under current rules, there's no income cap for subsidies. Even higher earners may qualify if premiums exceed a certain percentage of income.
Essential Health Benefits
All ACA plans must cover these 10 essential health benefits. No more worrying about gaps in coverage.
Doctor Visits
Primary care and specialist visits
Emergency Care
ER and urgent care coverage
Prescription Drugs
Medication coverage
Mental Health
Therapy and counseling
Maternity Care
Pregnancy and newborn care
Preventive Care
Vaccines and screenings
Vision (Kids)
Children's eye exams
Dental (Kids)
Children's dental care
No Pre-existing Condition Denials
Insurance companies cannot deny coverage or charge more based on your health history.
Free Preventive Care
Annual checkups, vaccines, and screenings are covered at 100% with no copay.
No Lifetime Limits
Your coverage continues no matter how much care you need—no caps on benefits.
Dental, Vision & Supplementary Plans
Enhance your health coverage with additional plans for dental, vision, and supplementary protection.
Dental Insurance
Comprehensive dental coverage for preventive care, basic procedures, and major treatments.
- Preventive care (cleanings, exams)
- Basic procedures (fillings, extractions)
- Major procedures (crowns, root canals)
- Orthodontic coverage available
From $28/month
Vision Insurance
Eye care coverage including annual exams, glasses, and contact lenses.
- Annual eye exams
- Frames and lenses allowance
- Contact lens coverage
- Discounts on LASIK
From $9/month
Supplementary Plans
Extra protection for unexpected health events and out-of-pocket costs.
- Accident insurance
- Critical illness coverage
- Hospital indemnity
- Cancer insurance
Varies by plan
Find Your Perfect ACA Plan Today
Let us help you navigate ACA options and find coverage that fits your needs and budget. Many families pay $0 or close to it!
- Free plan comparison
- Check subsidy eligibility
- All major insurance carriers
- Help with enrollment process
- Bilingual support available
Need help now?
(786) 804-9385Get Your Free Quote
Tell us a bit about yourself and we'll find the best options for you.